Lake views, swimming and dock across the road at public access gives this home or cottage the feel of being "on the lake" without the taxes. This lovely vintage style home built in 1920 has been well maintained and loved by past owners to maintain its original feel while having the amenities of modern living. The original thin plank flooring gives the residence charm while the windows were replaced in 2014, new septic in 2006, new forced air propane furnace and duct work installed in Sept. 2025. Main level is open concept, sunlight flowing from room to room with lake vistas. The kitchen is bright and open and has clean white cabinets and a double sink with window looking out at your gardens and lake view and a walk out double french door to your 3 season sunroom with lake views. Huge dining room with space for a large harvest table and all of your family and friends and a wood burning fireplace to keep you cozy. Living room is spacous and charming with the original shiplap ceilings. An adorable 2 piece bathroom with white sliding barn door to give you the country farmhouse vibe. The beautiful vintage style staircase takes you up to 3 sunlit bedrooms and an updated white 4pc bathroom. From the kitchen area there is a door to a hallway taking you to the basement which has had blown in insulation around the walls. The same hallway takes you to the ample size garage for toy storage and room for your car. There is a screened gazebo to enjoy your evenings watching the fireflies and the stars! This property is level and nicely landscaped with established gardens, the right amount of grass for your firepit or corn hole game. Comes with most items as viewed (see exclusion list). Ready for immediate occupancy if desired. You are located in the heart of the year round recreational community of Kearney. Stroll to Kearney stores, community center, restaurants, LCBO. Close to Rain Lake gate for Algonquin Park. Jump onto some of the best snowmobile and ATV trails