Welcome to this beautifully updated, fully winterized four-season cottage nestled in a charming waterfront community at the mouth of the Sturgeon River in Tay. Offering deeded private access to the river with direct connection to Georgian Bay, this property is perfect for year-round enjoyment - from swimming, boating, and fishing in the summer to snowmobiling, skiing, and cozy winter escapes.This inviting home features 2 bedrooms and has been extensively renovated with thoughtful upgrades throughout. Major improvements completed in 2021 include a new roof, new drilled well, updated plumbing, and energy-efficient windows. The home is equipped with a brand new 100-amp electrical panel, new heat pump system with air conditioning, and a new owned hot water tank for added efficiency and peace of mind. A modern water filtration system ensures clean, high-quality water year-round.The exterior has also been enhanced with new concrete side-yard parking, a newly installed dock, and improved landscaping. Additional features include a security camera system and solar light post for added convenience and safety.As a bonus, most furnishings are included, along with two picnic tables and a barbecue - making this a true turnkey opportunity, ideal for personal use or as a rental investment.Enjoy the convenience of two road access points via Playfair Drive and Duffy Drive, with a short drive to nearby towns including Waubaushene and Victoria Harbour. Located approximately 1.5 hours from Toronto, this is an excellent escape from the city without sacrificing accessibility.