This well-maintained century home is a legal duplex offering two self-contained units with separate entrances and parking for four vehicles, an excellent opportunity for investors or buyers seeking to offset their mortgage with rental income or accommodate multi-generational living. Extensively updated between 2021-2024, the property blends timeless character with modern improvements, including a new furnace and central air (2021), updated shingles (2021), and significant insulation, soundproofing, and fire separation enhancements between units. The third floor was fully remodelled in 2021 with added spray foam insulation, followed by a complete second-floor kitchen renovation in 2022, along with major exterior and crawlspace upgrades, including sealing and spray foam. In 2023, the main floor underwent a full gut renovation, including a beautifully updated bathroom, with additional double-layer sound and fireproofing and insulation improvements throughout. Exterior upgrades continue with a new deck (2023), brick pathways, retaining wall and fencing improvements, a new Mennonite-built shed (2024), and a sump pump installation (2024). Waterlines have been updated throughout (2021-2023), and each unit offers its own heating setup, with Apartment 1 featuring forced air natural gas with central air, and Apartment 2 offering a natural gas fireplace with optional baseboard heating, along with its own hydro meter and electrical panel. Centrally located and close to everyday amenities, this solid brick, turnkey duplex offers a rare combination of flexibility, comfort, and long-term value, making it an ideal opportunity for buyers seeking a move-in-ready property with strong income potential in the heart of North Bay. Apt 1 is vacant (previous rent was ($2500 month) and Apt 2 currently is occupied by a long-term quiet bachelor tenant motivated to remain. Current rent $1,550/month.