Welcome to a truly unique opportunity to own in-town waterfront in Bancroft. Offering nearly 500 ft. of frontage along the beautiful York River and situated on a private 0.50-acre lot, this exceptional property combines the convenience of in town living with the tranquility of a waterfront retreat. Properties offering this level of frontage, privacy, and proximity to downtown are incredibly rare. Built in 2000, this well-maintained raised bungalow offers approx. 2,600 total sq. ft. of living space and is nestled among mature pines on a quiet dead-end street just a minute from Bancroft's shops, restaurants, schools, healthcare facilities, and amenities. The home features 3 beds/2 baths, and a spacious open-concept country kitchen and dining area highlighted by beautiful warm wood cabinetry, abundant storage, and plenty of room for family gatherings. Main-floor laundry provides convenience, while an additional laundry hookup in the lower level offers flexibility for future needs. Efficient in-floor heating and forced-air propane heating provide year-round comfort. The partially finished lower level expands the living space with a bright, large family room, 3rd bedroom, 2nd bathroom, workroom, cold room, utility room, furnace room, and abundant storage. Step outside and enjoy a truly unique waterfront lifestyle. The home sits just steps from the river, providing easy access for kayaking, canoeing, fishing, wildlife watching, or simply relaxing beside the water. The expansive frontage creates a sense of privacy rarely found within town limits. The property also includes a substantial barn/workshop with loft and attached lean-to, a garden shed, and an additional storage shed, offering exceptional space for hobbies, equipment, and storage. Whether you are a first-time buyer, growing family, retiree, or investor, this one-of-a-kind property offers an increasingly rare combination of significant waterfront frontage, usable outdoor space, privacy, and in-town convenience.