Property Details: - Type: Semi-detached house - Bedrooms: 4 - Bathrooms: 2

Agent: Urban Moves - Richmond Phone: 020 3551 2219

<p>SHARED OWNERSHIP (Advertised price represents 35% share. Full market value £360,000). A rare chance to buy a four-bedroom, shared-ownership family home with off-street parking for three cars. The recently-constructed and smartly-presented property has a good-sized reception room at the front, a central cloakroom/WC and, at the rear, a spacious and attractive kitchen/dining room with patio doors. Upstairs, on the first floor, is a dual-aspect main bedroom with fitted wardrobe and en-suite shower room plus two further double bedrooms, a smaller fourth bedroom and a stylish, naturally-lit bathroom large enough to include a separate shower cubicle. Well insulated walls, roof and floor combined with high performance glazing make for a very good energy-efficiency rating. Heating and hot water is provided by an air-source heat pump. Mallard Way is just off the Norwich Road (B1077) and the city centre is around fifteen miles to the north-east. Attleborough town centre is to the south-west and within comfortable walking distance, or a very brief bus/bike ride. The property comes with a rear garden, a garage, two driveway parking spaces and is held on a very long lease with the freehold transferrable at 100% ownership.</p><p>INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM <b>[ ]</b></p><p></p><p>(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)</p><p></p><p><strong>Housing Association:</strong> Clarion.<br/><strong>Tenure:</strong> Leasehold (990 years from 24/05/2024). Freehold transferred on 100% ownership.<br/><strong>Minimum Share:</strong> 35% (£126,000). The housing association will expect that you will purchase the largest share affordable.<br/><strong>Shared Ownership Rent:</strong> £573.01 per month (subject to annual review).<br/><strong>Service Charge:</strong> £26.28 per month (subject to annual review).<br/><strong>Guideline Minimum Income:</strong> Dual - £39,200 | Single - £45,400 (based on minimum share and 10% deposit).<br/><strong>Council Tax:</strong> Band D, Breckland District Council. Priority is given to applicants living and/or working in this local authority.</p><p>This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.</p><p><strong>WHAT IS SHARED OWNERSHIP?</strong></p><p>Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London.</p><p><strong>IS SHARED OWNERSHIP FOR YOU?</strong></p><p>The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:</p><p>1. Not own another property in the UK or any other country.<br/>2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.<br/>3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).<br/>4. Be in full time permanent employment.<br/>5. Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.<br/>6. Have a good credit history.</p>