Welcome to 21 Oak Street, a charming 3-bedroom bungalow for sale in one of St. Thomas's most sought-after neighborhoods, perfectly positioned on a quiet dead-end street with a scenic ravine across the street. This move-in-ready home offers a rare blend of peaceful, retreat-like setting and urban convenience, situated just a short stroll from beautiful Pinafore Park, local schools, shopping, and the St. Thomas Elgin General Hospital. The classic brick and vinyl exterior opens into a bright, freshly painted interior (2026) featuring a functional main-floor layout with three comfortable bedrooms, a full 4-piece bathroom, and a custom kitchen boasting unique wood cabinets handcrafted by the owner. The fully finished basement significantly expands your living space with a cozy family room complete with brand-new carpeting (2026) and a natural gas fireplace, alongside a private home office, a convenient half-bath, and abundant storage. Exceptionally maintained from top to bottom, this property features key updates including a new 100-amp breaker panel (2026), a professionally serviced furnace and fireplace (2026), and a single detached garage for extra storage or sheltered parking. Enjoy the ultimate peace of mind and privacy with no through-traffic on this spectacular ravine lot-schedule your private viewing today to experience the very best of St. Thomas living!