3304 Hatch Boulevard, Sheffield, AL, 35660

Property Details: • Type: Single Family Residence • Bedrooms: 2 • Bathrooms: 2 • Square Footage: 1,080 sq ft

Description: **"Move Into Your Dream Home with $10,000 Credit at Closing and Buy This Home Almost No Money Down!"**

Picture this: a beautifully updated home in a charming neighborhood, yours for the taking with a $10,000 credit from seller at closing towards your closing costs and/or customize the final touches all with little to no cash out of your pocket.

Sound too good to be true? It's not; it's 3304 Hatch Boulevard, and it's waiting for you!

For small families or couples dreaming of a nearly move-in-ready home with just a few personal touches left to add, this is your golden opportunity.

Or this could be the perfect housing for a UNA student, less than dorm living costs, PLUS have an asset growing equity; parents consider the home purchase as a tax write-off (talk with your accountant for tax advice) and the student could split the "rent" to mom and dad, if roommates were included. :-)

Nestled in Sheffields sought-after York Terrace Neighborhood, this 2-bedroom, 2-bathroom, 1080 sq ft treasure sits on a sprawling 1/3-acre lot, complete with a huge front yard and semi-fenced backyard perfect for kids, pets, or quiet evenings outdoors.

Step inside to discover a nearly finished remodel (85-90% complete) featuring a stunning new kitchen with modern cabinets and a center island, refreshed bathrooms with new tile and shiplap accents, and elegant arched doorways throughout. The attached garage now connects seamlessly to the kitchen and includes laundry facilities, adding convenience to style.

While the floors and a few minor items remain unfinished, the heavy lifting is done and the $37,000 in upgrades have boosted this homes base value of $120,000 to an impressive after-repair value (ARV) of $150,000-$157,000. That's instant equity for you!

**Why This Deal Is Irresistible:**

The seller is sweetening the pot with a **$10,000 Credit Towards Closing Costs** a rare gift that can cover your closing costs, kickstart your finishing touches, or both.

This isn't just a house; it's a smart investment and a chance to own a home tailored to your vision, all while keeping your wallet happy. Homes like this don't hit the market often, and with this kind of incentive, it wont last long.

**How It Works - An FHA Financing Example:**

Let's break it down for first-time homebuyers or anyone looking to move beyond 50 miles from their current home to use the FHA Loan. With an FHA loan (perfect for those with a 620+ credit score), you'd need just 3.5% down on the $149,900 list price: thats $5,246.50. Closing costs typically range from 2-5%; at 3%, that's generally about $4,497. Add them together, and the total upfront cost is $9,743.50.

Now, here's the magic: the $10,000 Credit from the seller can cover it all, potentially leaving you with $256.50 extra at closing. That's right; you could walk away with cash in hand instead of shelling out thousands!

Your monthly payment, based on a market interest rate of around 6.5% for a 30-year fixed FHA loan, would include principal and interest (~$914), FHA mortgage insurance (~$66), property taxes (~$50, assuming .05% of home value annually), and homeowners insurance (~$45). Total: approximately $1,075 per month.

[Note: you should definitely speak with a local mortgage lender to get pre-approved and understand the loan process and get approximate costs calculated for your situation. Need a mortgage lender? We have a list of pre-approved lenders to contact, just ask or come to the open houses!]

Affordable, right?

**See It for Yourself:** Don't take our word for it, come experience this gem at our exclusive open house on **May 10 and May 11, from noon to 4 PM**.

Full listing details will be available on-site, and offers will be accepted starting Monday, May 12. This is your chance to snag a nearly complete, value-packed home in a prime location with a $10,000 boost to make it happen.

**Act Fast:** Opportunities like this where you get a beautifully updated home, built-in equity, and cash back to ease the process are rare. Bring your vision for those final touches, and let this house become your home. Call now or show up because someone else might beat you to it!

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