Property Details: - Type: Apartment - Bedrooms: 2 - Bathrooms: 1

Agent: Allen & Harris - Chippenham Phone: 01249 799241

<br/><b>SUMMARY</b><br/>Available at 50% share, this modern two bedroom flat has bright and spacious accommodation throughout within easy reach to Chippenham town centre and train station. Offered with the potential for a speedy move, subject to offer" or "vendors able to facilitate a quick completion for the right buyer"<br/><br/><br/><b>DESCRIPTION</b><br/>A stylish and spacious two-bedroom third-floor flat in sought-after Foundry Lane! This modern home boasts a bright open-plan kitchen/lounge/diner, two generous bedrooms, a master bedroom with en-suite, plus a contemporary family bathroom. Finished to a great standard and perfectly placed for Chippenham’s town centre and train station. Complete with allocated parking, we strongly recommend viewing to avoid missing out!<br/><br/>Agents Note: This property is currently under shared ownership in<br/>conjunction with Heylo Housing Association who have criteria<br/> for any purchase, the advertised price is for the sellers 50% share.<br/> £383 per month is paid to the Housing Association as rent for the<br/> retained share. Annual Service Charge is £1,286.74 and Ground Rent is £0. Please<br/> contact with Heylo Housing Association for guidance on<br/> purchase requirements. <br/>In addition, Heylo Housing Association have advised that they<br/> would be prepared to staircase a transaction to 100% ownership. This would mean that any potential purchaser would<br/> buy the vendor’s 50% share and the remaining 50% share from<br/> Heylo Housing Association providing a 100 % purchase on<br/> completion. Your conveyancer will advise with regard to the<br/>timescales involved and you should satisfy yourself in regard to <br/>lending affordability.<br/><br/><b>Restrictions/Eligibility</b> <br/>- Buyers must be at least 18 years old<br/>- Buyers must have a total household income under £80,000 (£90,000 in London)<br/>- Buyers must meet the Homes England affordability and sustainability assessments (see the Homes England calculator guidance for further information)<br/>- Buyers are expected to use any savings and assets towards the purchase of their home. This may mean selling assets such as bonds, shares, land and any other financial investments.<br/>- Buyers in receipt of benefits are eligible for shared ownership provided they meet the Homes England affordability assessment (not all benefits are eligible)<br/>- Self-employed buyers must be able to provide 2-years evidence of their income<br/>- Buyers must purchase the maximum share they can reasonably afford within the parameters of the Homes England calculator<br/>- Shared owners must be first time buyers or do not own another property in the UK or any other country or have a memorandum of sale for their existing property.<br/>- Buyers must have good credit history and must not have the following (for more information on acceptable credit for Home Reach please refer to the credit policy):<br/>. A mortgage or rent arrears<br/>. Other bad debts<br/>. County Court Judgements<br/>- Buyers must have a minimum 5% deposit towards the share they are purchasing<br/>- Buyers may retain a portion of their savings to cover the costs of purchase and moving home (typically up to £5,000). This may include:<br/>. Legal fees<br/>. Stamp Duty Land Tax where applicable<br/>. Mortgage application fees<br/>. Valuation fees and any associated moving costs<br/><br/><b>Entrance Hall</b> <br/><br/><b>Kitchen/Lounge/Diner</b> 21' 4" x 12' 2" ( 6.50m x 3.71m )<br/><br/><b>Bedroom One</b> 12' 2" x 10' 10" ( 3.71m x 3.30m )<br/><br/><b>En-Suite</b> <br/><br/><b>Bedroom Two</b> 12' 6" x 10' 10" ( 3.81m x 3.30m )<br/><br/><b>Family Bathroom</b> <br/><br/><b>Allocated Parking</b> <br/><br/><br/>We currently hold lease details as displayed above, should you require further information please contact the branch. Please note additional fees could be incurred for items such as leasehold packs.<br/><br/><br/><br/>1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 3. The measurements indicated are supplied for guidance only and as such must be considered incorrect. 4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.